XRP Holders Can Now Earn 5% APR as Bybit Rolls Out XRPfi

The new product line comes from a partnership between the exchange and Doppler Finance.

The second-largest cryptocurrency exchange by trading volume has doubled down on its XRP-focused initiatives by launching XRPfi – a new fixed-term yield product.

The collaboration with Doppler Finance would allow holders of the popular cross-border token to earn a yield of up to 5 % APR.

XRPfi’s Introduction

The press release shared with CryptoPotato reads that the new product will offer a 90-day term investment period for the XRP-focused yield strategy. It will begin with a promotional period from April 13 to July 12, 2026, during which the returns will be the highest of up to 5% APR. It will also include a 2.5% bonus supported by a 30,000 XRP incentive pool.

The two parties explained that the returns will be distributed in a single payout at maturity, combining both principal and accrued yield, while the funds will remain locked for the duration of the term.

Doppler Finance will handle the strategy execution. The organization will apply market-neutral approaches designed to help deliver more stable returns. Meanwhile, Bybit reassured that assets remain within its platform infrastructure, allowing users to retain custody while benefiting from externally executed strategies.

Some of the key characteristics of the new XRPfi product include:

• A fixed 90-day term with a defined baseline return structure
• Additional promotional yield supported by a dedicated incentive pool
• A single settlement at maturity, with no early redemption
• Strategy execution designed to limit market exposure

Bybit noted that investors who want to participate need to have full identity verification and have passed regional restrictions. Some Islamic accounts and account types will be excluded. The exchange also informed that “APR may vary depending on market conditions.”

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XRP Price Update

The new feature comes in a rather compelling time for the cryptocurrency markets, as most assets, including XRP, rallied after the latest reports about upcoming peace talks between the US and Iran. Ripple’s cross-border token has tanked by over 60% since its July 2025 all-time high of $3.65 and currently trades around $1.35.

Nevertheless, analysts remain bullish on its future price performance, including Ali Martinez, who recently predicted that the next XRP bull run will be “huge.”